Cottages

SECONDARY/SEASONAL RESIDENCE

Whether you use your cottage year round or on a seasonal basis, we offer
the following types of coverage to meet your cottage insurance needs:

• Replacement Cost
• Theft/Vandalism
• Snowload/Ice Dam
• Smoke Damage from Fireplace
• Glass Breakage
• Water Escape / Septic Back-up

RENTING YOUR COTTAGE

From renting your cottage a few weeks a year to friends and family to renting
longer periods through a rental agency, we can meet your insurance needs.

*Most Insurance Companies do not permit this type of use. Is your Insurer aware?

NEW COTTAGE CONSTRUCTION

If you are planning on building your dream vacation home, we can assist by
offering “Builders Risk” insurance.