Cottages

SECONDARY/SEASONAL RESIDENCE

Secondary_residence

Whether you use your cottage year round or on a seasonal basis, we offer
the following types of coverage to meet your cottage insurance needs:

  • Replacement Cost
  • Theft/Vandalism
  • Snowload/Ice Dam
  • Smoke Damage from Fireplace
  • Glass Breakage
  • Water Escape / Septic Back-up

RENTING YOUR COTTAGE

Renting_cottage

From renting your cottage a few weeks a year to friends and family to renting
longer periods through a rental agency, we can meet your insurance needs.

*Most Insurance Companies do not permit this type of use. Is your Insurer aware?

NEW COTTAGE CONSTRUCTION

New_cottage_construction

If you are planning on building your dream vacation home, we can assist by
offering “Builders Risk” insurance.